Guaranty Bond Bank was granted Trust Powers by the Texas Department of Banking in 1979, some 29 years ago. GB Financial is the department within Guaranty Bond Bank performing these financial services. We are an organization permitted under the law to serve as trustee and to administer investment programs for individuals, families, businesses, and endowments. As such, we have a Fiduciary Responsibility to all of our clients. This Fiduciary Responsibility mandates that we perform our duties solely in the interest of our clients. We are prohibited from placing ourselves in a position where our interests may conflict with the interests of our clients. This code of fiduciary responsibility – the high standard of stewardship that we live by – most clearly sets us apart from others in the financial services industry.

We are “fee only” advisors and meet the strict definition of “fee only” as set forth by the Certified Financial Planner Board of Standards – our services are not fee based or commission based. We accept no payments of any kind from the product providers we use, including 12b-1 fees. Our only source of revenue is the Asset Management Fee charged our clients, for this reason we are free to pursue only our client’s best interests.